India's leading credit rating agency providing independent and professional credit risk assessments.
Industry: Financial Services / Credit Rating
Challenges
The client needed a comprehensive and integrated data warehousing and reporting system to manage credit rating data and generate regulatory and business reports efficiently.
- Fragmented systems resulting in inconsistent data flow.
- Manual and time-intensive reporting processes with limited automation.
- Limited visibility and traceability of rating data across departments.
- Lack of scalability to support analytics, governance, and compliance needs.
The project aimed to:
- Consolidate rating data from multiple systems into a unified source of truth.
- Automate and standardize the reporting process.
- Enable seamless data visibility and accessibility across teams.
- Build a scalable, auditable backend framework for analytics and compliance.
Solution
- Data Integration & API Layer
- Built a robust integration layer powered by RESTful APIs.
- Enabled real-time, bi-directional data exchange between core business systems and data repositories.
- Workflow & Reporting Application
- Developed a secure, PostgreSQL-powered application for rating data entry, validation, and reporting.
- Automated workflows for approvals, validations, and report generation.
- User-Friendly Frontend Interface
- Delivered a responsive web interface for business users to manage credit rating workflows.
- Improved usability, compliance, and efficiency with role-based access and guided workflows.
- Business Logic & Rating Framework
- Implemented a configurable rating logic engine to standardize calculations and validations.
- Enabled auditable, transparent, and regulatory-compliant rating processes.
- Centralized Data Warehouse & Reporting Layer
- Consolidated all final reports into a centralized data warehouse.
- Provided seamless integration with CRM, workflow, and compliance systems.
- Enabled advanced analytics through Power BI dashboards for business insights.
IMPACTS
Operational Efficiency
Automated reporting reduced manual effort by 60%, accelerating the credit rating cycle.
Data Accuracy & Governance
Centralized management ensured consistency and regulatory compliance.
Scalable Architecture
Modular, API-driven, PostgreSQL-based backend allowed for future enhancements.
User Empowerment
Business teams could generate reports independently, reducing reliance on IT.
Advanced Analytics
Power BI dashboards provided real-time, interactive business insights.